The process of getting your uncollected money back is simple, but can take time and money.
Here’s how to do it.
What’s your claim history?
If you were late with your payments, you may want to file for a bankruptcy, which requires you to show proof of a substantial loss.
That can be difficult to prove.
You may want a statement from your bank showing that your accounts were delinquent, or you may need to show that your payments were received, not delayed, and that the money was sent.
And you can’t just file for bankruptcy and say, “Oh, I’m getting my money back!”
To do this, you’ll need to file a petition to the state’s Division of Banking and Financial Institutions (DBFI), which has to sign off on it.
You’ll need the petition to prove that the state owes you money, and the petition must be accompanied by evidence that the bank owes you a debt or that you’re owed money.
If you haven’t filed for bankruptcy yet, the DBFI will send you a letter asking for proof of your unsecured debt.
You can find the documents that you’ll want to submit here.
How to file your petition?
You’ll be given a form to fill out and fill out.
There are several forms you can use to fill this out.
One of the forms is called a Form 1141.
This is what the petition will look like.
(You’ll also need a form called a Declaration of Claim, which will show you what your unrepayable obligations are.)
The form will also have a deadline for you to submit your proof of uncollections.
There will be a line at the bottom with a space that says “submit.”
The form has to be signed and dated by a person who is not the creditor of your claim.
You will need to send the documents in a sealed envelope to the bank.
The signature and date will be on the back of the envelope.
If the bank says it can’t be made, the bank will send the petition back.
The petition is supposed to be in the mail within a month.
What if the bank doesn’t get back the money within the time limit?
The petition will have to be returned to the creditor, or sent back to the petitioner by certified mail.
If it takes longer than that, you can still ask the bank to make a payment.
You should call your bank to check on their status.
It’s up to the DBFi to decide whether to send you an automated check for the money.
Or you can contact your state’s attorney general, who can also send you your own check for that money.